Can I claim for a leaking roof in Augusta?
Yes and no, the most accurate answer to this question depends on your insurance policy and the different coverages you have within your plan. It is common information however that most insurance companies do cover peril damages regarding a roof leak, roof damage and roof replacement. One important thing to consider is where the leak started, how it occurred and when it happened. If the leak was caused by lack of maintenance over the years then the claim would most likely be denied. However if you recently had a large wind storm and believe a branch damaged some shingles then this would most likely be covered within your policy as an “act of god” and would be eligible for a damage claim.
Most insurance companies have a deductible you must meet before they cover the cost of any damages, in some cases you will not want to claim for a leaking roof. Before you file a claim for a leaking roof you need to calculate the amount it will cost to repair the damage and compare that to your current deductible. If you have a $1000 deductible but the repair to fix the leak is only going to cost $400 then it would be smarter to simply pay for the repair out of pocket. If you need a professional roof inspection near Augusta, GA then be sure to call our roofers. We provide accurate quotes for roof leaks all the time. When you contact your insurance agent they will be able to better help provide concrete answers to policy and deductible amounts. Be sure to look into the exclusion section of your policy to see what isn't covered in your plan (these will be things like normal aging, bad workmanship from another company etc).
Like we talked about above, you may be able to claim for a leaky roof but there are many circumstances when you should not. If the price to repair the roof is going to cost the same amount as your deductible then we recommend paying the deductible. This way if any other roofing problems occur within the same year your deductible would be satisfied and they would cover the cost of whatever damages happened. Any homeowner really ought to be aware of the insurance plan they pay for and understand what is included and excluded. If you have any doubts about your insurance plan you can always go onto their website, call their phone number or email your agent. If you need a professional roofing company in Augusta, GA to help with the repair or roof replacement be sure to give us a call. Our locally operated roofing company dedicates itself to provide the highest quality service possible. Call today to get a free estimate for a leaky roof.
Most insurance companies have a deductible you must meet before they cover the cost of any damages, in some cases you will not want to claim for a leaking roof. Before you file a claim for a leaking roof you need to calculate the amount it will cost to repair the damage and compare that to your current deductible. If you have a $1000 deductible but the repair to fix the leak is only going to cost $400 then it would be smarter to simply pay for the repair out of pocket. If you need a professional roof inspection near Augusta, GA then be sure to call our roofers. We provide accurate quotes for roof leaks all the time. When you contact your insurance agent they will be able to better help provide concrete answers to policy and deductible amounts. Be sure to look into the exclusion section of your policy to see what isn't covered in your plan (these will be things like normal aging, bad workmanship from another company etc).
Like we talked about above, you may be able to claim for a leaky roof but there are many circumstances when you should not. If the price to repair the roof is going to cost the same amount as your deductible then we recommend paying the deductible. This way if any other roofing problems occur within the same year your deductible would be satisfied and they would cover the cost of whatever damages happened. Any homeowner really ought to be aware of the insurance plan they pay for and understand what is included and excluded. If you have any doubts about your insurance plan you can always go onto their website, call their phone number or email your agent. If you need a professional roofing company in Augusta, GA to help with the repair or roof replacement be sure to give us a call. Our locally operated roofing company dedicates itself to provide the highest quality service possible. Call today to get a free estimate for a leaky roof.